3.75% Rate Offer BMD: *Promotional rate applies to contracts written for a limited time on select homes that close by 12/31/2026.
Buydown Schedule:
*FHA – YR 1 3.75% - YR 2 4.75% - YR 3 5.75% - YR 4-30 6.75% (6.915% APR) based on 3.5% down payment
*VA – YR 1 3.75% - YR 2 4.75% - YR 3 5.75% - YR 4-30 6.75% (6.988% APR) based on 0% down payment
Monthly principal and interest payments paid by the borrower per $1,000 borrowed: FHA/VA—12 payments of $4.77, followed by 12 payments of $5.36, 12 payments of $5.99, and 324 payments of $6.65. Payments exclude property taxes, homeowners insurance, and applicable mortgage insurance or annual guarantee fees; actual payment obligations will be higher.
Offer valid for new contracts on select inventory homes that close on or before 12/31/2026. 6.75% fixed rate with temporary buydown cannot be combined with other offers. FHA Loan APR 6.915% based on available rates as of 10/21/26 with FICO score of 680, Sales Price of $500,000 and 3.5% down payment on a FHA 30 yr fixed term. VA Loan APR 6.988% based on available rates as of 10/21/26 with FICO score of 680, Sales Price of $500,000 and 0% down payment on a VA 30 yr fixed term. All Financing and Rate incentives are based on FHA/VA loans and only valid for customers using Builder Mortgage Direct, a D/B/A of SFMC, LP NMLS # 166487 until rates expire. Offer excludes Bond/Down Payment Assistance loans. Offer subject to credit approval, not all borrowers will qualify. Additional Closing Cost amounts, if any, are dependent on the structure of the loan buyer chooses and are the responsibility of the buyer. Other rate options are available. Seller credit cannot exceed actual closing costs and any unused amounts that cannot be applied will be forfeited. This offer is subject to change or to be discontinued at any time without prior notice. Please contact your First Texas Homes Sales Counselor for further details. Additional adjustments may apply for credit scores below 680.
NMLS# 166487 | buildermortgagedirect.com
SFMC, LP is an Equal Housing Lender.
Free Washer, Dryer & Refrigerator: Free washer, dryer, and refrigerator promotion available with new purchase agreements executed from September 11 through September 30, 2026, on select eligible inventory homes and build-to-order homes in participating First Texas Homes communities. Appliance package is offered in addition to any otherwise applicable Flex Cash incentive, subject to the terms and eligibility requirements of each promotion. Offer applies only to homes specifically designated by First Texas Homes as eligible.
Appliance package includes builder-selected washer, dryer, and refrigerator models and/or finishes, subject to availability. Specific brands, models, colors, features, and specifications may vary and are subject to substitution with items of comparable value at the builder’s discretion. No cash value, credit, substitution, or reduction in purchase price will be provided for appliances declined by the buyer unless otherwise agreed to in writing by First Texas Homes. Installation, accessories, connections, or modifications not expressly included in the purchase agreement may be the buyer’s responsibility.
Offer is non-transferable, has no cash surrender value, and may not be applied to previously executed contracts. Home, community, and buyer eligibility requirements apply. First Texas Homes reserves the right to modify, extend, discontinue, or substitute this promotion at any time prior to execution of a qualifying purchase agreement. See a First Texas Homes sales consultant for complete details and eligible homes.
