3.99% Rate Offer: The sample rate provided is for illustration purposes only and are not intended to provide mortgage or other financial advice specific to the circumstances of any individual and should not be relied upon in that regard. First Texas Homes has secured, through our Preferred Lender, a pool of funds that may be utilized to reduce interest rate to 4.99% and is available for a limited time or until pool of funds is depleted. The rate example does not include assessments or Loan Level Price Adjustments (LLPA's). Actual payment obligations may be greater and may vary. Mortgage Insurance (PMI) is required for all FHA loans. Rate(s), APR(s) and payment info is valid as of 05/01/2026 and assumes a first lien position, 680 FICO score, 45-day rate lock, 3.5% Minimum Down payment, 96.5% LTV, 360 Months or 30 Year Term with a max loan amount of $563,000. FHA loans require an up-front mortgage insurance premium (UFMIP) of 1.75%, which can be paid at closing or rolled into the loan. All terms are subject to change without notice. Loans are subject to underwriting guidelines and the applicants credit profiles, not all applicants will receive approval. Available for FHA Owner Occupied / Primary Residence loans only (excludes Conventional, Jumbo, Brokered Loans & Non Owner Occupancy Investor Loan Programs).
15K Flex Cash: The up to $15,000 Your Way Promotion (the "Promotion") from First Texas Homes is available on to-be-built homes and inventory homes contracted on or after 09/01/2026 through 09/30/2026 and is not valid for homes already sold or currently under contract. The subject property must be the buyer's primary residence and excludes second homes, investment properties, or non-owner-occupied properties. The promotion is only available to purchasers who choose CrossCountry Mortgage, LLC ("CrossCountry") - Sawyer Team Branch 3861 as their lender. You are not required to utilize CrossCountry for your home purchase financing; purchasers are encouraged to evaluate their home financing options before selecting a lender. Buyer will be responsible for applicable loan level price adjustments and meeting underwriting guidelines and conditions. Limited time offer subject to change or termination without notice; cannot be combined with any other discount or offer and may change or terminate without notice. Closing-cost assistance, subject to interested-party contribution limits. Other terms may apply; please consult First Texas Homes or a CrossCountry — Sawyer Team loan officer for details. First Texas Homes is an equal-opportunity home builder. Square footages are approximate and may vary by plan, options, elevation, and location. Pricing is valid as of 09/01/2026 and is subject to change. Contact a First Texas Homes sales consultant to verify features, square footage, availability, and pricing.
Free Washer, Dryer & Refrigerator: Free washer, dryer, and refrigerator promotion available with new purchase agreements executed from September 11 through September 30, 2026, on select eligible inventory homes and build-to-order homes in participating First Texas Homes communities. Appliance package is offered in addition to any otherwise applicable Flex Cash incentive, subject to the terms and eligibility requirements of each promotion. Offer applies only to homes specifically designated by First Texas Homes as eligible.
Appliance package includes builder-selected washer, dryer, and refrigerator models and/or finishes, subject to availability. Specific brands, models, colors, features, and specifications may vary and are subject to substitution with items of comparable value at the builder’s discretion. No cash value, credit, substitution, or reduction in purchase price will be provided for appliances declined by the buyer unless otherwise agreed to in writing by First Texas Homes. Installation, accessories, connections, or modifications not expressly included in the purchase agreement may be the buyer’s responsibility.
Offer is non-transferable, has no cash surrender value, and may not be applied to previously executed contracts. Home, community, and buyer eligibility requirements apply. First Texas Homes reserves the right to modify, extend, discontinue, or substitute this promotion at any time prior to execution of a qualifying purchase agreement. See a First Texas Homes sales consultant for complete details and eligible homes.
Save 50% On Upgrades: Receive 50% off eligible builder upgrades, up to a maximum total discount of $20,000, on qualifying build-to-order homes with new purchase agreements executed from September 11 through September 30, 2026, in participating First Texas Homes communities. Promotion applies only to eligible upgrades selected through First Texas Homes and approved as part of the home purchase and construction process. Discount is calculated from the builder’s then-current published or quoted upgrade price. Maximum promotional savings are $20,000 per qualifying home.
Promotion does not apply to the base home price, lot premiums, financing costs, closing costs, taxes, homeowner association fees, third-party services, or other non-upgrade charges. Certain structural options, plan modifications, custom requests, engineering changes, appliances, technology packages, specialty products, discontinued items, or other selections may be excluded. Upgrade availability varies by home plan, construction stage, community, supplier availability, and builder approval.
All selections are subject to applicable design deadlines, construction schedules, product availability, and builder approval. Substitutions may be required due to manufacturer or supply-chain changes. Discount has no cash value, may not be applied as a credit against the purchase price or toward closing costs, and may not be applied retroactively to previously executed contracts or previously completed selections. Additional restrictions may apply. First Texas Homes reserves the right to determine eligible upgrades and to modify or discontinue the promotion prior to execution of a qualifying purchase agreement. See a First Texas Homes sales consultant for complete terms and eligible communities.
